Business Owners Insurance

A Product Designed and Approved for McDonald’s Owner/Operators

McDonald’s Business Owners Insurance.

We have designed a product that protects your franchise from a variety of risks unique to the McDonald’s Owner/Operator. Our Business Owners Policy, which has been approved by the McDonald’s Insurance Department is underwritten by Berkshire Hathaway/Guard who has one of the strongest financial ratings in the insurance industry today (AM Best: A+).

A business owners policy combines the protection of business property and business liability insurance in one package.

The first type is property insurance. Property insurance covers risks associated with your business’ premises, equipment and business income.

The second type is liability insurance. Liability Insurance protects you, your business, and your employees from claims involving bodily injury or property damage.

Business Interruption Insurance covers a loss of income for your business after a disaster that forces you to close your business temporarily.

This type of insurance can help you cover:

  • Service to a temporary location while your business recovers.
  • Business income that you would have received had the disaster not occurred.
  • Power, water, and communication supply coverage if the disaster occurred because of outages.
  • Interruption of computer systems.
  • Civil Authority, or a government-mandated closure of your business that is beyond your control and causes you to lose income.

Our Crime policy with Berkshire Hathaway/Guard includes the following coverages:

  • Employee Dishonesty
  • Money and Securities
  • Gift Certificates
  • Counterfeit Currency
  • Forgery and Alteration
  • Depositors Forgery
Package Program Benefits
  • Specialized endorsements targeted to the specific needs of McDonalds owner/operators
  • A+ A.M. Best rated carrier
  • Admitted BOP product
  • Flexible payment terms
  • Competitive pricing
  • Expert, responsive claims handling
The Next Step

Receiving a quote is easy! Apply today through the McDonald’s portal.

Apply Now